MSME / Udyam Registration — Unlock Benefits
Free to register. Powerful in practice. MSME registration gives your business access to collateral-free loans, tax subsidies, government tender preference, and more.
Overview
MSME — Micro, Small, and Medium Enterprises — are the backbone of the Indian economy, contributing nearly 30% of GDP and employing over 11 crore people. The Government of India offers a wide range of subsidies, schemes, and incentives to registered MSMEs under the MSMED Act.
Registration is now done online through the Udyam Registration portal, is completely free of government charges, and is based on your Aadhaar and PAN — no documents need to be uploaded. Dhanvika helps you register quickly and correctly so you can start accessing benefits immediately.
MSME Categories
| Category | Manufacturing Investment | Service Investment |
|---|---|---|
| Micro | Up to ₹25 lakh | Up to ₹10 lakh |
| Small | ₹25 lakh – ₹5 crore | ₹10 lakh – ₹2 crore |
| Medium | ₹5 crore – ₹10 crore | ₹2 crore – ₹5 crore |
Benefits of MSME Registration
Unlock schemes and subsidies designed for your growth
Collateral-free Loans
Bank loans up to ₹1 crore under the CGSME scheme
Interest Subvention
1% exemption on bank overdraft (OD) interest rate
IPR Subsidies
50% discount on patent and trademark government fees
Tender Preference
Preference in government tenders and public procurement
Electricity Concession
Concession on electricity bills on application
Payment Protection
Protection against delayed payments — buyers must pay within 45 days
Tax Subsidies
Multiple income tax and capital gains tax subsidies
Dispute Resolution
Fast dispute resolution through MSME Facilitation Council
Registration Steps
Online application on Udyam Registration portal (udyamregistration.gov.in)
Enter Aadhaar number, business name, main activity, bank details
No documents to upload — fully self-declaration based
MSME Certificate issued with Udyam Registration Number